If a creditor gets a judgment against you and the debt is dischargeable in a Chapter 7 bankruptcy, filing for bankruptcy will wipe out a creditor's ability to collect.

DESPERATE HO– — USEWIVES, Episode 812, “TBD”
Episodic
Studio: ABC Studios
Network: ABC
Season 8
RECEPTIONIST A sexy woman in her 20s, she works at Frank’s hair salon. CO-STAR SUBMIT ALL ETHNICITIES